Testimonials

Testimonials

Amazing, timely, experienced, wonderful – These all describe The Heideman Group.  They made first time home buying a breeze and not stressful!  They provided me with all the resources needed, constantly checking in and giving updates. I would recommend The Heideman Group to anyone!
Alexandra Crossfield


Robert was professional, friendly, and knowledgeable about the ins and outs of the loan process. He was always quick to reply and made us feel like we were his only clients.
Wished to remain anonymous.

Every aspect of our loan process with The Heideman Group was top notch from start to finish.  The entire team was very thorough and committed the entire time, even after closing.  We weren’t just another file or another deal to close, they made us feel like our business was extremely important to them and we appreciated that.  We really appreciated their desire to teach and inform.  They wanted us to know and understand everything and did not discourage any questions.  We met our lender, Tracy, at a first-time homebuyers presentation and it was very informative.  That presentation propelled us into our home search so much quicker than we planned because we felt so informed and prepared.  We also very much enjoyed the weekly status updates on our loan.  We felt very connected to the process at all times.  I can’t speak highly enough of The Heideman Group.  Thank you for making this process so smooth and easy for us.
Matthew Douty

Robert and his team went above and beyond to make our experience as smooth as possible!  I had herd horror stories from friends about how lengthy and hectic the loan process could be, but nothing could have been further from the truth with The Heideman Group.  They communicated EVERYTHING in a timely manner and my husband and I always knew where we were at in the process.  Being first time home buyers, Robert and his team addressed any questions we had immediately.  We always knew how much cash we would need to close and there were no surprises.  In fact, we actually brought less to closing than what was estimated!  Not only would I recommend them to friends and family, but I would come back to them time and time again for any further loan applications.
Stephanie Ganachaud

The Heideman Group helped make this process easy & stress free.
Greg Depew

The closing was delayed 2 times due to the incompetence of the sellers’ agent and sellers’ hubris.  Delmar stayed with the deal and fixed the interest rate at a reasonable cost.  For this I am very appreciative.
Lawrence Metzroth

You guys did a fantastic job helping us through this process, especially since we needed it done in such a short period of time!  Thank you!
Jackie Luley

Tracy Huber was absolutely wonderful!  She went above and beyond to ensure my husband and I were fully informed though out the entire process.  Each little tweak to the loan was explained and I don’t believe any other person (or company) truly makes you feel like they are a part of your team going through the home buying process with us every step of the way.  We have already recommended Tracy, Jordan, Brenda, and the rest of the team to friends and family.
Catherine Morie

Tracy and the team have made the process for me, a first time home buyer, incredibly easy to understand.  Any questions or concerns I had were taken seriously and were answered quickly.  Tracy made me feel comfortable and at ease during all of the stages of my loan and I was able to walk into my closing with confidence!  Thank you so much for a wonderful experience!
Laura Stoessel

Working with the Heideman Group was a better experience than I could have ever expected!  They were fast, courteous, knowledgeable, and kind.  I got that personal close fit feeling that I would expect from a small town business which means so much to me!  I would highly recommend them to anyone and am so very grateful for their help in my home buying process.
Jennifer Williams

The Heideman Group made purchasing my first home about as stress free as possible.  I purchased a home in Illinois and my realtor had nothing but good things to say about working with the Heideman Group.
Ross Hoover

I highly recommend Robert Heideman and his team.  I shopped for a home mortgage from three different lenders and had made what I thought was my final choice before encountering Robert.  But Robert was able to carefully explain in detail why he was going to be able to find me a loan that better suited my needs and lifestyle and then backed it up with hard numbers.  I never would have trusted those other lenders if they had suggested taking a second, smaller mortgage to cover the PMI of the first, larger mortgage, but Robert addressed each of my concerns and was so clear about how everything was going to work that I couldn’t turn away from what was obviously the best choice.  In the end, I’ll save tens of thousands of dollars and I’m grateful to the Heideman group for that.
John Pritchard

Robert was great!  Very informative and helpful with any questions or concerns we had.  He is also very personable and made our meeting quick and painless.  We would recommend him to our family and friends.  Thanks, Robert!
Abbigail & Stephen Dolle

First class service from Robert and his team from start to finish!
Matt & Susan Schneider

Super easy to deal with from start to finish.  We were kept informed about anything and everything during the entire process.  Didn’t have one issue at all.
Private Client

As a first time home buyer, the whole process of applying for a loan is very daunting.  I’ve always been told I would need 20% down if I wanted to own a home.  After working with Robert and his team at Delmar Financiak, I feel comfortable and confident with my purchase.  On top of that, I gained an amazing support group for my new adventure!
Great team that works together well to make the loan process easy!
Katie Kennedy

We were happy to work with Robert to secure a home loan.  He took the pressure off and made the process easier.
Private Client

I had a great experience working with The Heideman Group.  My questions were promptly answered.  The group was very friendly.
Jessie F.

We were very surprised and pleased with The Heideman Group and their associates.  They made the loan process as easy and simple as possible.  We truly felt The Heideman Group had our best interest at heart.  We have spread the word and told anyone looking to buy or refinance to go with you.  Thank you!!!
Joshua & Wendy Robin

Robert made everything very simple and walked us through the entire process.  We never felt pressured and always felt protected.
Michael & Rebecca Redenbeaux

I applaud The Heideman Group for their professionalism and organization.  The process was clear and smooth.  Thank you!
Michael & Cherie Stolze

No matter what obstacles were thrown their way (or ours) they were patient and punctual in getting us threw it!  We couldn’t be happier with the end result!
Travis & Cara Kyle

I just wanted to send a quick note this morning to tell you all what a pleasure it was working on the Watson’s home purchase with you!  It was so refreshing to work with such a competent team and a well-oiled process.  Everyone was responsive, knowledgeable, and clearly communicated with the client in a complete and timely manner throughout.  I also appreciate the continued communication keeping me informed of the movement through the process.  Kudos to all of you for a job well done and I am excited for the next opportunity to work together!
Jennifer Walton; Coldwell Banker Gundaker

Micah and everyone else were great!  Thank you for everything!
Jamey & Lauren Kosydor

I had put off refinancing our home for years because I didn’t want the hassle of all the paperwork.  The Heideman Group made it so easy; I should have done this years ago.
Jennifer & Scott Diehl

Working with Delmar was easy and straightforward.  No inconveniences at any point on my road to a first house.
Boris Dieseldorff

Knowledgeable about options, quick service, great communication.
Allison Wienke

Our loan closing took minimal effort on our part.  The Heideman Group took care of everything.
Jim & Erin Coll

Thank you, Micah, for an easy process.  We really appreciated your help.
Madalyn & John Wiles

I can’t imagine a better group to work with as we refinanced our home.  Feeling extremely incompetent ourselves, my wife and I were confident that Robert and his crew were taking great care of us.  They thoroughly explained the process, kept us informed, and held our hand the entire time.  I would not do it again anywhere else.
Jonathan Butterfield

My husband and I have used the Heideman Group twice in the past few years.  Once for a refinance and once for a new home loan.  Both experiences were easy, quick and painless.  We highly recommend Robert and his team of experts!
Sara & Andy Karcher

Very thorough and informative throughout the entire process from start to finish.  Answered questions promptly and professionally.
Brett Owenby

We were so grateful for a straight forward and efficient way to refinance our home.  As busy professionals, The Heideman Group made the entire process seamless and absolutely painless.  Highly recommend!
Kadi & Gabe Usry

Robert and his team are truly impressive.  My wife and I built a new home and had the privilege of working with them for nearly 8 months.  The whole process was smoother than I could’ve expected, and everything was taken care of in a timely and correct manner.  Robert is not only a great mortgage adviser, but a great person as well.  If I hear of anyone needing help with any type of mortgage, I will send them Robert’s way as I could not be happier with the entire process.

Stephen Zerr


The process was pretty streamlined and simple.  Robert and his team were always available to answer any questions.
Brandon & Tracey Schenk

Micah Mayfield provided exceptional service.  He was very knowledgeable and was very responsive to my every question.
Victoria Whiteside

The Heideman Group ensured a pain free experience, answering my questions promptly and keeping me informed throughout entire process. They provided a lot of great information and ensured I was comfortable with the entire process. I would gladly recommend their services to others.
Matt Wootton

The spotlight is on Tracy Huber, she is the epitome of professionalism! She helps you understand your home buying experience! Not too many would call you after hours, or weekends, to explain how the process really works and she wants what’s in YOUR best interest. This is really rare, and I don’t take it lightly. I recommend her for your home purchasing needs!!
Shannon McDonald

Robert really took the time to explain the loan process.  I had a lot of questions and he answered all of them patiently and in clear terms.  I really appreciate the time he took to make sure we were comfortable and knowledgeable about our mortgage.

Rachel Nowell


As a first time home buyer, the Heideman Group did a great job explaining the process to me.  They answered my questions quickly and effectively.  Robert and his team provided numerous resources to ensure I was comfortable and confident throughout the process of applying for a loan.
Allison Shenker

I was initially referred to the Heideman Group by my realtor when we bought our house.  Being new to the St. Louis area, we had no real contacts here, so referral was the way to go.  This wasn’t the first house I’ve bought, so I’ve been through the process before.  Never has it been this easy, or professionally handled.  The whole team pitched in to answer questions, kept me up to speed on the process (and progress), and they were (and continue to be) extremely nice to work with.  When it came time to re-finance, the process was much the same, and it was handled smoothly and efficiently.  Home-buying and re-financing can be a daunting process, but this team makes it easy and stress free..  I have referred people to the team in the past, and I would gladly do so in the future as well.
Andrew Martin

Working with Robert and The Heideman Group was a pleasure!  They were always quick to respond and attentive to our needs.  They made the financing process a breeze!
Dan Kozlowski

My experience working with The Heideman Group has always been excellent.  I would like to add that I believe it speaks volumes when I can say that I totally “trust” them to handle my financial matters.  Thank you!
Lisa Hessel

Robert was amazing to work with!  There were some bumps in our loan process and he helped us get through them!  It was a joy to work with him and his team!
Corey and Michelle Iken

The Heideman Group lowered my mortgage payment, provided me with cash, and improved our family’s financial standing.  They could not have done so in a more professional way.
Gary & Anna Thomas

Robert and his team delivered a uniquely different and positive experience for processing a normally commodity-based service. Rob’s team displayed tremendously clear and frequent communication with us, coupled with great technology, which made the process super easy.
Dan and Melanie Winograd

Robert and his team were very easy to reach and quick to respond. They did not miss a beat and I would recommend their company and services to anyone. We are not proud owners of our dream home!
Tyler and Michelle Billington

Easiest process ever! Way better than I expected.
Ashley Holman

A house purchase is like a bruleed French toast platter, one of the most caloric purchases you will ever buy. And you ask yourself, is it worth it? A house purchase is a big deal and an important responsibility, so you need a company you can trust. A company that cares about your life, your situation and your goals. The Heideman Group understands the house and loan process. They keep you informed everyday on status, answer every question and will always have your back! Thanks for refinancing my house in less than a month with so much ease and professionalism. Looking forward to all the savings and investment provided through your expertise and knowledge.
Ashley Johnson

Over the past couple of weeks, I have had the opportunity to work with a group of nice professionals who assisted me with refinancing my house. They did not look at my previous loan and say “sorry, no can do.” I was impressed that finally someone was able to clearly explain the loan process with genuine care! Thank you all so very much. I plan to tell everyone I know about how well I was treated by The Heideman Group!
Denise Kroll

Thank you for your help.  We had a tight deadline for closing, and the process could not have been smoother!
Mark & Megan Zust

The Heideman Group did an excellent job of making buying our home a stress-free experience. We got them the information they needed and they took care of everything else!
Jaime & Kiley Loesch

Robert & his team were very professional and a joy to work with. The time that Robert took to guide us toward the right type of loan was invaluable. I would gladly recommend The Heideman Group to anyone.
Chris & Laura Vierrether

Robert and the team were great. They were very knowledgeable and kept us updated in progress of loan throughout the whole experience. I would be willing to recommend Robert Heideman as a Mortgage Advisor to my friends and family.
Maja Sujic, Semsa Mujanovic, Srdan Subotic

Our loan process was fast and efficient. We felt that all the people we worked with were very genuine and wanted us to have the best loan to fit our needs. The whole process went must easier and smoother than expected. THANK YOU!!!
Ryan & Sherry Buller

Our experience was first rate from start to finish. The entire staff is very knowledgeable, and continually kept us updated throughout the entire process. We would absolutely Our experience was first rate from start to finish.
Nathan & Jenny Chew

In the course of my seven year Real Estate career, I have met hundreds of so-called “mortgage professionals”. Because I have the opportunity to see their work from the beginning to the closing, it is very important to me to have stellar communications all through the process to insure a smooth closing. Robert Heideman is the one Mortgage Banker who has earned my recommendation.
Nancy Riehl; Realtor


Robert was more than a loan consultant. He was truly a friend. Always available via text, email or phone. He was always quick to get back in touch with me and prompt with paperwork that needed to be signed. I checked out and approached several mortgage companies, but Robert’s easy interaction and absolute professionalism made him first choice by a landslide.
Everett Fox


This was my first time purchasing a home and Robert made this process extremely easy. He walked me through the whole process and made me understand every step of the process. I was always told that at closing I would have to come up with more money then originally told, but with Robert, I had to come with less money. Everything went great on my end mostly because of Robert’s efforts. Thank you!
Brian Simeone


Robert Heideman was willing to go (or in my case drive) the extra mile to get the job done. Nice job Robert.
Jim Manning


Robert was very helpful in securing our loan. He made the process very simple and went out of his way to meet with us when it was convenient for us. We would recommend Robert to all of our friends and family.
Jeff & Abbey Small


This is my first home so I don’t have much to compare my experience to. However, I cannot imagine that the process could be any smoother or easier than Robert made it. I had full confidence in him and appreciate his kindness, availability and sense of humor. Thanks.
Missy


With Robert’s services, I felt secure, happy and felt the process was made easy for me.
Billy Rubenstein


I was extremely pleased with everything from start to finish. Robert is attentive, knowledgeable, courteous and friendly.
Gabe & Keren Douek


Robert exceeded our expectations, explained everything very well and met deadlines. The whole experience was seamless.
Ron & Bette Abeles


Your expertise and knowledge is super! You were always available and ready to answer all my questions – very quickly. The process was very smooth and efficient. Thank you for all of your hard work.
Michele Litteken


Working with you made the entire process tremendously stress-free! There were no surprises, you were up front and forthcoming from the very beginning and we appreciate it.
Chris & Aynie Linneman


Robert, everything was fantastic. From the moment we first spoke you made me feel like I as your only customer!
Darren Landa


Being our 3rd refinance, we were looking forward to it like a trip to the dentist. However, from the start Robert’s personal attention and prompt service made the whole process a breeze. Robert’s embrace of 21st century technology meant that we could send and receive all our documents via email and fax saving us valuable time. Robert and his processor were available by email and phone to answer all of our questions. When we met for the closing, Robert had all the paperwork in order which made signing go quickly.
Neil & Rachael Peters


Robert was incredibly personable, helpful and knowledgeable in finding us a loan. Robert helped us lock in on a crazy good rate. He was very flexible with availability to meet, both time and place. Most importantly, Robert listened to our goals and expectations we wanted and he more than achieved them.
Dan & Melanie Wingrad


Ignorant of the new standards to be met for refinancing our mortgage, my wife and I figured refinancing would be simple. With excellent credit scores and plenty of liquid assets, we never expected that our limited income as retirees would nearly doom the process. Robert sought out and documented every legitimate income source in support of our loan application. His diligent work paid off with smiles at closing.
Mike & Gay Cushner


I had confidence in my loan being processed on time and felt like Robert covered all bases and answered all of my questions in a satisfactory manner. I appreciated that Robert did not waste my time and felt that he was very efficient throughout the whole process.
Elizabeth Schelp


I only hope that everyone else who works with Cornerstone Mortgage is as blessed and fortunate as we were to have worked with you. You truly are an asset.
Adam & Amanda Schulte


Robert, you were fantastic as was everyone you recommended. We are extremely satisfied with our home loan process and will be recommending you to friends in the future.
Mor Regev & Vadi Dodge


Robert is an excellent person to have on your side when getting a loan. He is very knowledgeable, easy to work with, keeps you up to speed no matter what’s going on. Definitely will recommend Robert to my friends.
Don Schuster


It was truly a pleasure to work with Robert Heideman from Cornerstone Mortgage. He was able to make the procurement of our first home mortgage loan easy and understandable. We really felt like our questions were being answered and our business was important to Cornerstone.
Sherd White & Dianna Fazio


Overall the process was very straight forward & professional. We appreciate Robert’s hard work and attention to detail. He went above and beyond in his effort to get us the best possible loan package. His advice and insight were spot on and much appreciated.
Ralph & Wendy Staiert


For first time home buyers, Robert is your guy. From his quick response to questions, easy explanations of the process, to his availability, Robert makes the whole thing almost enjoyable, instead of a nail-biting nightmare. Thanks Robert!
Nir & Jessica Chezrony


Being first time home buyers Robert made the process very smooth and worry free. He was great at explaining our options and reassuring us that he would get us a great rate and stay within our budget. Robert is very experienced and thorough in every step of the process. Thank you!
Bethany Henson & Adam Ladd


Great guy to work with. Made me feel like he wanted to save me money and get me the best price at the lowest rate in the fastest time! Recommend to anyone.
Dominic Vitale


Being first time home buyers Robert made the process very smooth and worry free. He was great at explaining our options and reassuring us that he would get us a great rate and stay within our budget. Robert is very experienced and thorough in every step of the process. Thank you!
Bethany Henson & Adam Ladd


This was a truly painless experience. Best refi I’ve ever had!
Maureen Slaten


Robert is knowledgeable and attentive. It was a great experience working with him and his team. I’d definitely recommend him to others.
Ben Choi


Robert was personable yet professional and seemed to enjoy what he was doing and took an interest in my understanding of the terms of the loan and what it was I was signing onto. Excellent, no complaints.
Charles Raymond III


Rob led us through the mortgage loan process every step of the way. We were impressed with his attention to detail and he provided great communication throughout. It was a painless process and it got us the house we’d been dreaming of!
John & Connie Schoenecker


It was truly a pleasure to work with Robert Heideman. His impressive knowledge and expertise allowed us to go through the maze of mortgage application with ease. Without hesitation I would recommend him as a Mortgage Advisor.
Tomasz & Marta Paciorek


Robert took the time to explain my options and come up with a loan that met my needs. I had previously contacted a different company about refinancing but wasn’t satisfied with what I was presented. I didn’t realize that I had other choices until I talked with Robert for a second opinion. I’m certainly glad I did. The entire refinancing process was fast and easy, and I am now saving significant money on my mortgage.
Tracy Buchoz


I had been looking in to refinancing for a time and every place I called told me I was wasting my time. I waited and let some time pass, then tried again. I called Cornerstone and was placed with Robert Heideman on the phone. From that first phone call to closing, I was put at ease and it was a very informative and stress free process.
Heather Doerhoff


Robert was very upfront and honest during the discussions about our different loan options. I would definitely recommend him to our friends and family.
Eric Blinkinsop


I have had at least six home loans or refinances in the past and this one was the easiest and required the least amount of my time. Communications on the loan progress were the most informative and timely than ever before. Top notch!
Chad Bilby


Great loan officer, cares about his clients getting the right mortgage for their situation. More importantly, a great person who really cares about his community.
Stanley and Shannon Kohn


Robert made the mortgage process easy to understand for us as first time homebuyers. Robert was also always available for questions. I don’t know of other mortgage professionals at any of the big banks who will give out their cell phone numbers and answer questions in the evening and on weekends!
Krista and Scott Thompson


Robert Heideman was always very professional and courteous with Gail and I during the entire loan process. He is extremely knowledgeable about all aspects of the loan process. Very sharp and polite individual. I will highly recommend Mr. Heideman to my friends and acquaintances – Great Job!!
Erwin and Gail Gampp


I have already recommended your services to friends. Great experience with what could have been a confusing process.
Stefanie Sanger


Robert Heideman was very professional and had great knowledge on the products and services available to meet our needs. He and his team did a wonderful job with keeping us informed on the status of our loan. I will recommend Robert to my friends and family.
Meredith and Joe Berger


This mortgage experience was a breeze. There was no hassle involved. Thank you!
Juan Mario and Tanya Balandran


Robert was informative, timely and super nice! I have and will continue to recommend him!!
Frank and Laura Robbins


We have used Robert for our home financiang three times and he always goes above and beyond to satisfy our needs. We would higly recommend him to anyone looking to develop a trusted, long-lasting relationship for our home financing needs.
Todd and Lauren Cohen


Robert and his group made the mortgage process an easy one. Both he and his team were easily accessible throughout the process and had prompt answers to all my questions. Furthermore, Robert worked to get me the best rate possible for my loan. We would recommend his group to anyone looking for mortgage financing.
Scott & Courtney Kaar


We had a great experience working with The Heideman Group. They took the time to explain all our options in depth and were focused on helping us reach our goals. Communication throughout the process was friendly and clear. We recommend them highly!
Chris and Megan Hegger


We felt the overall experience was great. It made a potentially arduous process into something much more manageable. Thank you!
Patrick and Jennifer Ohzourk


We have never had a mortgage company keep us so well informed during the entire process. Also, all of our questions and concerns were answered promptly. Excellent service!
Don and Carolyn Rubsam


When my original loan fell through due to outside circumstances, they were extremely quick to find me another option so that the closing could still happen! Excellent work

Erik Minard


Thanks for all your help. From start to finish, you all made the process as easy as possible.
Jacob Roeder & Anna Widener


This is the second time we have refinanced with The Heideman Group and experienced the same professional, timeliness, and support. The experience was thoroughly enjoyable and streamlined. I can’t wait to refinance again and we never go with anyone other than Robert Heideman.
Garrett & Michelle Allen


Everything ran quick and smoothly. At the same time we didn’t feel rushed or overwhelmed. I would recommend you guys to anyone looking for a mortgage.
Jared Bushor


Your team exceeded expectations. I’ll recommend The Heideman Group to my friends.
Santosh Shinde


The service we got from Robert & Alli was great. Great job. Great experience.
Randy Guenther


This is our second time using Robert Heideman for mortgage services. He is extremely knowledgeable, detail oriented and very professional in his interactions. I would highly recommend him to our friends and family.
Rands, Todd & Christine


Robert and his crew are pros and made my first time home buying experience very easy.
Jose Marin


The Heideman Group is great to work with, they are knowledgeable and quick to respond to any question. They truly hold your hand through the process and keep you up to date to the very end!
Kellock, Dara


We greatly appreciate your amazing follow-up, follow through and efficiency! We also appreciate you always thinking of us when rates go down.
Berg, Ryan & Lauren


This is our third time working with Robert and his staff. Once again they made the process very easy for us. One of the things I like best about working with Robert is the fact that he is very knowledgeable and is always quick with an answer and response. I can trust that he has our best interest in mind and that is what matters most!
Buerck, Cory & Amber


Robert and crew were on top of the process, informing us at every step. We are so grateful for their kind, professional and guidance.
DeGange, Mark & Maria


Robert and his team were efficient, friendly and professional. The refinancing process was quick and painless. I hightly recommend The Heideman Group.
Kishsa Robinson


After months of working with another mortgage company, I was days away from losing my house. My realtor put me with The Heideman Group because she knew they were the only ones who could get the job done. In two weeks, they were able to Approve me and close on my new house. They got things done that the other mortgage company couldn’t do in seven months in only two weeks. I highly recommend this company and can’t thank them enough for being beyond awesome!
Gabrielle Bain


It was a pleasure working with Robert, Jim, Sarah & Alli. While there was the expected paperwork gathering upfront for our refinance, the rest was easy. They were professional and efficient. I really appreciated the weekly status update. We would highly recommend The Heideman Group.
Julie & Albert Froede


Robert and his group were wonderful to work with. As first time homebuyers, he explained the process thoroughly every step of the way. Any problems were quickly resolved with a focus on the solution!
Carrie & Jason Stempin

 

To say that I am satisfied with the service I received from Micah Mayfield and his team at the Heideman Group is a great understatement!  I am elated, as they exceeded every expectation that I had about the entire mortgage process!  This was my first home buying opportunity and they explained every step of the process, answering every question I had and so many more that I didn’t even know to ask! They kept me updated every step of the way and sent me weekly updates via email as well so I had everything to review. Micah made every effort to process my application and consider my history as a real person, not just a number on paper, as so many transactions often are. He was knowledgeable about the types of mortgages that would work best for me and my family and helped get me approved for the best one for my situation. Jordyn was on top of all the details once we had our contract accepted on our dream home. Sarah processed everything quickly and was so flexible when we needed to update finances. Micah and his team all truly strived to help me achieve this goal and worked tirelessly to get me approved even when a problem with my down payment arose just days before loan commitment on my contract was due!  There are not enough words in the world to accurately express my gratitude and I would highly recommend their services to anyone who is considering buying a home!
Dawn Oppy


The Heideman Group was one of several mortgage companies we considered. Comparing to other companies, Robert and his team were the most personable, the quickest to respond, and the easiest to work with (which is really nice because mortgage quotes require a lot of information and a lot of documents!) Robert met with us after hours to go over the mortgage process and to discuss what we can afford based on current interest rates. As new homeowners, we really appreciated the time they took to educate us and walk us through the process. We are very glad we chose The Heideman Group!
Melissa Wallis & Alexander Hill

The Heideman Group was a great team to work with. They communicated well, were quick and very responsive.  I definitely would use them again in the future and would recommend them to anyone.
Jessica Hager

Micah and his team were great!  Couldn’t have asked for a better or easier experience!
Joseph Barks

The best experience I could have hoped for.  We close in just over 3 weeks.  Which is just crazy fast.  We couldn’t have been more happy with how seamless the process was.  Tracy, Jordyn, and Sarah are the best in the business and made being a first time home buyer so easy and simple.  There is no need to  go anywhere else.  Just simply give Tracy a call and see the process for yourself.
Kevin Putnam

Working with the Heideman Group was very relaxed and stress-free.  The team was exceptionally astute, and the communication/guidance from all team members was both consistent and helpful throughout the entire process.  I can trust Robert and his team to take care of family, friends, and clients I introduce.  Not only will the Heideman Group work tirelessly to design the perfect mortgage to reach your goals, but they will monitor your personalized plan to ensure success.  You will not be disappointed!
Scott Browne

Micah, Jordyn & Sarah were amazing to work with.  Everything was completed in a timely manner and mostly electronically – which is very convenient for the working person. Thanks for making this such a smooth and painless process!
Dustin & Christine Grabin

Micah was super friendly and helpful and definitely put my mind at ease when it came to buying my first home.  I’d recommend him to anyone who needs a mortgage loan!
Abby Brotherton

Every step was perfect!
Cissy Condict

Robert and his team are amazing.  We applied for a loan for our new house in 2014 and recently refinanced.  The process was smooth and informative both times.  I couldn’t recommend anyone better!
Lisa Weiman

Robert helped me get refinanced in a timely fashion and helped keep my loan rate the same.  He was very helpful in my situation.  Thanks!
Amy Cohron

We had no clue where to start when applying for our first home.  Delmar explained the process very well and made the process pretty simple.  We definately recommend Robert & Jordyn!
Luke Boschert & Ashley Satumbaga

You saved our dream of a lakeside retreat for our family.  You helped us navigate a challenging transaction in a timely, professional and efficient manner.  Thank you!
Moe Salem

The Heideman Group made the process quick and easy!
Patrick & Sarah Luem

Robert and his team have now helped us purchase two homes.  Robert made us feel comfortable with the purchasing process each time.  He is friendly, knowledgeable and very easy to get along with.  Robert even helped us with other loan situations between buying houses.
Meghan & Josh Biedermann

Everything was great!
Cody & Alyse Riewerts

The Heideman Group was recommended to us by our realtor and we are very glad they were!  This group made the house buying process easy.  It really helped to receive weekly updates to see how our loan was coming along.  During the process everybody was nice and worked efficiently!
Cory & Claire Reynolds

It was a pleasure working with Robert and everyone in The Heideman Group.  Questions were answered fast;,any time we had any, either by phone calls or e-mails.  We were in a tight time frame to close on our new home and everything got done in a very timely matter with no problems at all.  Thanks so much to The Heideman Group.
Barbara Greenberg

The level of professionalism, punctuality, and integrity we were exposed to at Delmar Financial is unmatched by any other organization.  The time, care, and personal touches Micah Eugenio utilized during our process was unforgettable.  Keep up the good work.  Your company, when represented by individuals like Micah can never head in the wrong direction.
John & Patricia Tegethoff

Heideman Group exceeded expectations in all aspects.  Smooth process, no issues & great customer service.
Joanna & Ryan Hoffman

I was overly impressed with the communication through the process.
Andy Moffat

Working with Robert and Micah was the best decision I made and they made it the easiest part of the home buying process by far!!
Jeff Levinson

I was extremely impressed with the communication Delmar and all of its associates had with me during what could be a stressful process. I would absolutely recommend Delmar to my friends. VERY thorough in very way!!
Prefers to stay anonymous

My husband and I are first time homebuyers and the Heideman Group made it so clear and easy to understand the whole process and took us through everything smoothly. Two months ago we were just a family with a newborn son living in the parents basement. Now a month and half later we live in a beautiful home.. Once you choose this group, you really won’t regret it!
Mark & Kristen Feger

We, honestly, couldn’t ask for a better overall experience with The Heideman Group.  We were always updated about the status of our loan each week, and we always felt that we were in the loop of communication.  For first-time home buyers, we were in the dark about several things, but they did a fantastic job of education us to ensure we understood all that was happening.  What could have been very stressful was, in fact, painless.  We recommend The Heideman Group without any hesitation!
Mike Koertel

Thank you Micah for being so awesome and keeping us updated with everything. We will OF COURSE refer you guys!!! Our friend Jory referred Robert to us and we will do the same to anyone who asks us who we used for financing etc. You and Robert have been a breath of fresh air from the start. Thank you again.
Kristen & Mark Feger

Robert and his entire team were awesome.  The weekly updates kept everyone informed and on track.  Robert came up with the perfect solution for our unique situation and guided us through the process as first time home buyers.  A++ job.
John and Natalie Bergida

We have had several mortgage loans in the past, and we can say with 100% confidence that Robert and The Heideman Group at Delmar Financial are the best of the best in the mortgage arena.  The process was seamless, smooth and simple.  The communication was excellent, and we believe they have high integrity.
Wendy & John Lawrence

Robert and his team completely rocked this process!  Everything was quick, simple and pain free!  I’d highly recommend Robert and his team to anyone!
Melodie Heberer & Kelsi Davis

We had a great experience with the Heideman Group.  The process was smooth, they worked with us to maximize value and would recommend to anyone looking for a mortgage or refinance.
Jennifer Bradshaw

This is the second time I have used The Heideman Group for my mortgage needs and made several recommendations to others.  I always appreciate the efforts and professionalism of The Heideman Group.
Keith Starmer

The process was easy and helped me achieve my financial goals.
Kyle Bartee

I just wanted to say my experience with the Heideman Group was way over my expectations.  Great people, thanks again…
Michael G. Mouser

The Heideman Group explained and guided us through the loan process with great detail making us comfortable from beginning to end.
Joel Shanker

This was my first time refinancing by myself; with you, I found the process easier by getting the step by step things I needed to do. Thanks for the great experience!
Mary Lages

Robert and his team are excellent and have exceeded our expectations. They provided us with all documentation in advance. It was a flawless process from start to finish. Thank you!!!

Jim & Diane Mason


The service was awesome! We were kept informed every step of the way, This was our third experience in a short time and all three were excellent. The personnel are all very pleasant, helpful, and prompt in responding to guests.
Don & Carolyn Rubsam

I was first guided to The Heideman Group for a refi on my house. Very courteous and intelligent person. We started around June 20, 2016 and closed August 2, 2016. Robert, his staff (Sarah, Allison & Jordyn) worked meticulously and sent constant daily and weekly updates. What a great team!
Bill & Claudia Browne

The Heideman Group staff was both thoughtful and diligent during our loan process.  Each step was explained and communicated well.  As first time home buyer; we felt comfortable with the process thanks to the staff and their hard work.
Phillip Patterson & Joey Doud

We were able to do everything online, through email and a courier service was provided as well! Thank you for all your help!
David & Julia Williams

Alli was awesome. From day one she was positive, inviting, encouraging, and willing to help. She made this frustration process so much easier. Anytime I had any questions, she was always willing to get the answers for me. I would definitely recommend her to anyone I know looking for financing.
Jeff Brashears

The Heideman Group was prompt, professional, and courteous. They are responsive, friendly, and the systems they have in place for their customers are second to none. Through a combination of excellent communication and superior industry knowledge, they made the financing of our new home a wonderful experience. I would recommend them to friends, family, or anyone in need of financing.
Jim & Kristin Devoto

Third time working with you, looking forward to the fourth!
Frank and Laura Robbins

Robert was awesome! Very knowledgeable and always responded quickly to all my questions. I would recommend him to anyone looking for a mortgage loan.
Christopher and Lakesha Fletcher

Thorough understanding of process. Great communication, responded well to my questions/concerns.
Tyler Farmer


I appreciated your consideration in all aspects of the process in securing my mortgage. Your knowledge helped me understand and feel comfortable with all the information that was presented. You and your staff have my compliments for a “job well done”. I can’t thank you enough and want you to know that you would be highly recommended to others.
Betty Sue Becker


My husband and I have refinanced many times, but we have never had a more satisfying experience as we had with Robert and his company. Robert explained everything, was organized, kept us updated, and the loan was finished faster than we have ever experienced before.
Katherine & Pete Makos


I put off refinancing for over a year because I was worried about how much work it would be. It was actually very simple and easy! After providing a few documents, I didn’t have to do anything! Now I am saving over $200 a month.
Julie Davison


Robert is fantastic to work with. He is informative and helpful and was able to move the refinance along quickly and efficiently. I would highly recommend Robert to my peers.
Dan & Melanie Winograd


I have refinanced my house 3 times since I have owned it and Robert and his staff were by far the best I have ever worked with. Very accommodating and kept me in the loop every step of the way!
Tracy Edelmann


Robert was incredibly easy to work with. This was my first time buying a home and he helped make the process very easy. I’ll highly recommend him to anyone I know that is buy a home!
William Wahl


I am a very detail oriented and methodical decision maker. Robert matched my detail with a very clean, simple, and well explained refinance process. I would highly recommend his honest approach to anyone with a mortgage need.
Brad Christ


Working with Robert and his team was a phenomenal experience. As a first time homebuyer, the task of applying for a loan seemed daunting; however Robert and his team use a Weekly Update process that made the application process seamless. I would recommend Robert to my family and friends!
Stephanie Schuette


You guys are great!! You walked me through the loan process as well as other issues we were having. You explained everything in detail and made sure we were happy. Melodie was amazing and helpful. Robert is the man and I knew he would be great from our first meeting!!
Dan Kimball & Alison Majers


The service I received was great. Very friendly staff.
Melinda Milewczik


Timely and excellent service!
Mike and Katie Spayd


Working with Robert and his team was a truly wonderful experience. I was very nervous at the beginning of the process, but he explained every step and gave me such a comfort level. I really liked the weekly status report that Delmar sends out. Robert came to the closing and thoroughly explained each and every document. He was great to work with, was very professional and also has a great sense of humor and is very personable. I would highly recommend Delmar Financial and Robert’s team to anyone looking for a good mortgage company.
Maggie Taylor


Everything was handled in a professional and timely manner. It made purchasing our new home very stress free.
Doug & Debbie Conger


My husband and I are first time homebuyers and we did not know what to expect or how the process worked. Robert and his staff made the whole process very easy for us. We felt comfortable with every decision that was made and he was always available for questions along the way. We would definitely recommend Robert to our friends and family!
Cory & Amber Buerck


Robert & Melodie are both very thorough in explaining things step by step. I did not have any surprises and Robert was reachable 24/7, which I found comforting.
Melodie is a hoot and makes you feel at ease from your first conversation with her. I will recommend you. I will be contacting you on behalf of my boss for his refi.
Rodney & Karen Sloan


I’ve worked with many mortgage brokers/bankers both personally and professionally. Robert’s team’s combination of expertise, thoroughness and consistent communication is unparalleled in their industry.
Steve & Adrienne Eifler


I would refer Robert and The Heideman team to anyone and everyone looking for a mortgage company. The whole refinance process was handled quickly and efficiently while being friendly, helpful, and professional.
Kathy Meyer


The Heideman Group made buying our first home a great experience! Their expert staff was extremely knowledgeable, constantly available, and always helpful. Their seamless process kept us up to date during the progress of our loan, and made financing our house enjoyable. I would highly recommend The Heideman Group; we will be using them for our next home purchase.
Garrett & Michelle Allen


This was our 4th home purchase over the years and the first time we were really taken care of and had everything explained to us completely – every step of the way. Robert and Melodie made this process enjoyable and relaxing through an otherwise stressful time. They were there for us at any time and always took the extra step to make sure all of our questions and concerns were taken care of. They are the best!!!
John & Gloria Howard


Robert and his team lead us through the home buying process by being professional and upfront about what would be expected of us as lenders. His team kept us informed at all stages of the lending process by providing weekly updates along with ‘as needed’ requests for additional documents well in advance of their due date. We would recommend The Heideman Group to anyone who wants a smooth and efficient borrowing experience.
Dan & Michaela Herbst


Everyone was really easy to work with and they explained things thoroughly to a first-time homeowner. Thank you.
Georgie Nikolaidis


I am very detail oriented and methodical decision maker. Robert matched my detail with a very clean, simple, and well explained refinance process. I would highly recommend his honest approach to anyone with a mortgage need.
Brad Christ


This was the easiest, most hassle-free mortgage application experience I’ve ever been through. Fantastic service!
Justin & Allison Reppy


We had an issue with our loan because of my job change. But, Robert Heideman did an amazing job getting us the loan approved in the last minute. He was very professional and explained the process to us in detail. He was personally present at the time of closing to answer any questions we had. I would recommend him to anyone.
Geoji Paul


The Heideman Group within Delmar Financial did a great job throughout the process. They kept in communication with us through some difficult issues. I will be referring my daughter to them as she is preparing to buy her first home.
Pam Wilson


The Heideman Group was beyond professional when it came to purchasing our first home. Even when we asked a ot of questions, they were understanding. They answered the question thoroughly and even encouraged the questions. The group also sent out a graphic every week to show where we were in the mortgage process. This was a great feature because it gave us a visual to how the process works. Working with The Heideman Group was a wonderful and painless experience for purchasing our first home.
Matt & Kara Glosecki


Some technical issues occurred concerning dates with another party. The Heideman Group was able to work through these and complete the loan process for me on time. They kept me informed and up to date on the problems they were experiencing which helped understand the delays.
Mark Ritter


Robert and his staff were wonderful to work with – professional, courteous and helpful. This was the easiest mortgage process out of 4 or 5 total. You can’t go wrong with The Heideman Group on your side.
Lisa Shoptaw


Five days before we were supposed to close with a different lender, they came back and told us we couldn’t do the loan we planned on using for the past 5 months. Robert stepped up and said he could fix our issue and get us in our house in 2 weeks. He worked with the builder so we didn’t get charged any penalties; got the loan we were planning to use the whole time; and saved us from having to pay an extra $300 a month. He made the process smooth. Promised and delivered. He was awesome to work with!
Ryan & Lauren Berg


Very thorough, clear process that definitely lessened the stress of the home buying experience.
Laura Kuchnicki


After closing on our 1st house with Delmar in February, Robert contacted us to refinance just four months later. I was a little skeptical at first since it was so soon, but The Heideman Group took the time to explain the benefit and answered the many questions that we had. In the end, we saved over 10% on our interest expense with little work on our end. As usual, I am impressed with the outcome of the transaction and professionalism of the group. I can’t wait until the next opportunity to work with Robert & his group.
Garrett & Michelle Allen


The Heideman Group was a HUGE help while we were buying our house. All of our questions and issues were addressed promptly. While buying a house is never stress-free, Robert and his team certainly made is less stressful.
Amanda Flaherty


I appreciated your team’s consistent and reliable communication regarding the materials I needed to provide for loan processing and the timing of events.  Communicate was timely, professional and courteous.
Susan Istenes


I would like to say your team was just a delight to work with. If there was anything I didn’t understand you guys were great at responding quickly and in a way I could understand. Thanks you so much for everything you did!
Michael Goins, Jr.


Working with The Heideman Group to refinance our mortgage was an overall painless and easy experience. Refinancing can sometimes be an exhausting process but The Heideman Group helped facilitate a smooth closing that did not require any heavy lifting on our part. I would definitely recommend The Heideman Group to anyone else looking to refinance.
Rob & Sarah Hempen


Robert and his team were extremely friendly and helpful at all times during our home buying process. Every time we called them they were courteous and knew exactly what was happening. I have and will continue to refer them to anyone who is looking to buy a home.
Russell & Heather Cutchall


The process was great. Everyone wa knowledgeable nice and friendly. We were kept up to date on all things about the loan. I would use The Heideman Group again! Thank you!
Tim & Kelly Hawkins


Robert and his team were a pleasure to work with. As a first time home buyer with credit questions, I always felt in the loop. Throughout the process my confidence never waivered although I had personal credit issues; this was because Robert and his team. I hold Delmar Financial and Robert’s team in the highest regards!!!
Jory Cook


Robert was a life saver. He did excellent work in a minimal amount of time to get my wife and I out of a very stressful and frustrating situation. I wouldn’t hesitate to recommend Robert and Delmar to anyone looking to buy or refinance. Great guy who does great work. Can’t ask for anything more.
Ryan & Lauren Berg


We both agree that we really loved your service and we have refinanced multiple times with both homes, using a new person each time as we were never happy. Your service was by far the best, it was completely painless, was easy and happened on what I felt like a tight timeline, as other refinances we have completed have taken much longer with me nagging like it was a full time job ; ) saying we are happy is an understatement for sure and I know we both will recommend you to everyone we know.
Nick & Mimi Johnson


Robert and his team took a complicated and at time overwhelming task and made the experience simple. Great communication and responsiveness throughout the process.
David Greenberg


Working with The Heideman Group was a very positive experience. Every aspect of refinancing was thoroughly explained and in addition written and video explanations were available through email. Staff were professional, informative, and available via phone, email, and in person visits.
Diane Jorgenson


As first time homebuyers, we were nervous about the mortgage application process. Robert and his team made the entire process so easy for us. They always gave us clear information and always made us feel welcome to ask questions. They truly led us through the entire home purchase and we are so thankful for their help!
Tiffany Schmutz & Adam McClenning


Overall fantastic! The entire team made process fun, always available to answer questions and very truthful about the market conditions. I even called Robert on a Sunday afternoon and he was doing year work yet he stopped to have a conversation with me. You can tell they care about you.
Jeff & Allison Niermann


We had such a stress-fee and easy process with both the Heideman Group and our realtor. We were very pleased with the constant updates and how quick everything went. I will definitely recommend Robert Heideman to others and will most definitely use him for our next house purchase!
Sam Gorski & Shea Hladnick


I couldn’t have asked for a better experience for the first time I purchased a house. You took an intimidating process and made it easy to understand, uncomplicated and a pleasant experience. The realtor & contractor referred to me were excellent and I look forward to working with you in the future! Thanks again for your help & patience.
Haley Schumacher


My wife and I could not ask for anything better than Delmar Financials. Delmar was the best choice we made. We would definitely recommend them to any friends, family and co-workers.
Kyle & Candice Moore


I can’t speak highly enough of Robert and his group of people.. They thoroughly explain the process from start to finish as well as send video emails to guide you through the step you’re on that day. Courteous, professional and always on call. I refer them to everyone.
Kathy Meyer


Robert and his team were wonderful to work with. He made sure to understand the type of process we wanted so we could be on the same page from the beginning. We will definitely use him again!
Mike & Erin Merkle


The experience was positive from start to finish. Everyone involved with assisting on our refinance were professional and efficient during the entire process. The educational videos were new to our mortgage experience and provided insight into the whole process. We were kept informed and had all questions answered as they came up which resulted in a smooth and fast closing.
Ann Buelow & Nicole Wayland


Best experience we have ever had! Short, sweet, clean & easy! The videos are right on point. Robert and his team are the BEST!
Jim & Diane Mason


Your team was great to work with. I found the tracking lists and organized process especially helpful.
Jackie Geiger


We would like to commend the effort of The Heideman Group. The service that Robert and his team provided was second to none. All of our questions were answered clearly, concisely and in a timely manner, including weekends! We received weekly updates about the progress of our loan and everyone was very courteous. If we are ever in the market for another loan, we will definitely be using the Heideman Group!
Chris & Jaclyn Natsch


The Heideman Group does an amazing job of assisting clients through the mortgage process.
Nicole Young


As a working professional this group worked with me to get the paperwork completed. I have long hours and they made it as convenient as possible. The thing I liked best was frequent and updated communication.
Cheryl Frye


The Heideman Group has restored our faith in customer service. Unfortunately, it isn’t often that we say, “Wow, they are doing it right,” but we have said that time and time again with this group. They have been very professional and timely with all of their communications. Quick to reply and offer advice when needed, and excellent with follow-up and follow-through, which made the process seem less daunting. They have turned a challenging financial situation for us into a manageable one, and for that we are forever grateful. Without hesitation, we would work with them again, and recommend them to anyone seeking a mortgage solution.
Bret & Dinah Gygi


Let me start by saying this is only our second ever home purchase. The process from beginnning to end has been night and day compared to our first experience. Although a big difference in the process was a much better real estate agent, we believe that everything was able to go as smoothly as it did large due to Robert and Delmar Financial’s role. The entire Delmar Financial team was extremely compteten and speedy; because of this we were able to move our close date up by two weeks. This made all the difference in the world as we had already sold our house and had some work to do on the new house. Thanks for making a process that we dreaded into a pleasurable experience! We will definitely recommend Delmar Financial to our friends!
Josh Mooney


This is the second time Robert Heideman has helped us with a loan. He has exceptional peolple skills and never ceases to amaze me with his patience and willingness to help people with the loan process.
Amanda & Adam Schulte


Great response time, east to work with. Will recommend them and use them again!
The Glasson’s


Thank you for making my first loan experience a good one.
Keith Vollmer


Best experience we have ever had! Short, sweet, clean, and easy. The videos are right on point. Robert and his team are the best!
Jim & Diane Mason


Being a first time home buyer and being so young, purchasing a home is a big and scary decision. I heard nothing but horror stories about the loan approval process. Robert, you and your team disproved all those stories and put my mind at ease. Every expectastion I had was exceeded by far and everyone was just so great to work with. Thank you all so much for everything.
Almira Salihovic


I had a great experience with The Heideman Group. They were very efficient and personable.
Toby Trapp


Thank you for your entire team for making my dream of a new home a reality!
Pam Martin


Alli and Robert were very courteous and helped us move quickly through out loan process. The weekly updates let us know the status of our loan and helped keep us on track with providing needed information. It is always a pleasure to work with them.
Lance and Michelle Duvall


Refinancing can be a daunting process. The Heideman Group immediately put us at ease as they clearly and thoroughly talked us through the process. Refinancing our home with The Heideman Group is one of the smartest financial moves we’ve ever made!
Jonathan and Leanna Butterfield


That being said, you have my vote in the “best and most professional mortgage advisor” EVER! Thank you for your service.
Margaret Boxdorfer


Very professional and helpful. This is our second re-fi with Robert and both times I was impressed with the responsiveness of his team and how quickly we were able to close our loan.
Nick and Mimi Johnson


The whole team was always available to answer any questions. That is so helpful and stress-free! I loved the weekly status sheet and liked to see my bar get closer to closing!
Ryan and Ashley Geringer


Very personable, and friendly explaining to a newbie in this type of situation.
Chris King & Stephanie Watts


This was an excellent group to work with. Everyone was kind, punctual, and easy to work with. Excellent customer service and satisfaction!
Andy and Sara Karcher


The whole team was wonderful and very professional. They were fast to respond with any questions or concerns we had. The process was smooth and simple. We would go back to The Heideman Group and Delmar Financial.
Jasmina and Zuki Menkovic

 

I was pretty nervous going into this on my own for the first time, but you gusy made me so comfortable right from the start. True professionals, all of you – what a GREAT experience!
Tracy Spiguzza


I’ve used The Heideman Group for both of my mortgages. I highly recommend their team. They make it a stress-free process and guide you along the way.
Jay Scherder

You guys made everything so easy.  All contacts were easily and readily available.  Really appreciated the weekly updates. Thanks for everything!
Kimberly Gianopulos

While I have known Robert for a few years now, I didn’t truly get to know how he works until my husband and I decided to buy a house.  At the initial consultation, Robert was both helpful and very realistic. He helped us map out our goals not just for buying a home but also for other areas of life that would be impacted by mortgage obligations. Throughout the process, he and his team were available at the drop of a hat to answer questions and work through areas of confusion.  I felt like my business was respected and valued, even though it was probably one of the smaller mortgages this team has dealt with.  I believe we have found a trustworthy financial team for a long-run.
Rachna Lien

Katie and I wanted to say thank you for everything you did for us and for all of your hard work.  You both made this process substantially easier for us with the attention you gave and the experience you brought to the table.  We love our new home, and we are excited for what the future holds.  We will highly recommend you guys in the future.  Thank you again!
Goeff & Katie Ogden

Loved the calm demeanor of all involved.  It was a bit of a roller-coaster with lots of emotions involved with a family property.  Micah and his team stayed calm and encouraged us the whole way through the process.  When we came across an obstacle, he had an alternative/solution quickly and effectively.
Kimberly & William Bolin

Working with The Heideman Group exceeded my expectations.  The staff were thorough, polite, and hardworking.  Jordyn and Sarah were quick to respond and very courteous.  Will recommend!!!
Trevor Sean Cosby

Micah was great and helped us every step of the way.  We are very happy with our experience with Heideman Group.
Lucas Halter

Micah and his team did an outstanding job!
Evelyn Sims

The Heideman Group is a favorite lender of mine.  They have proven to be very effective at understanding what the clients goals are and giving them good information about what they will be able to do given their personal situation.  For the following reasons we feel that they are stronger than most other lenders out there today:  they take the time to meet with clients and review documents up front to ensure that what they tell the client is accurate before they begin looking, they communicate to the client and their agent throughout the process keeping everyone up to date and address any issues promptly, they are responsive even on weekends and holidays, they stand behind what they promise, and my personal favorite…they get everyone to closing in a timely manner.  I have seen this team pull off near impossible feats to get a client to closing after others have dropped the ball.  This is a lender that I would not only use myself, but refer my clients and family to.
Kelly Britt – Keller Williams Realty STL

When first told the process would take under 4 weeks, I was skeptical.  I’m not a skeptic now!  Really appreciated the online process and document sharing. Excellent experience from Day 1 through Closing.
Eric & Kerry Olliff

Robert Heideman is extremely knowledgeable about financing options and how to get deals done.  His staff is efficient and the processes they follow are first class.  Would definitely work with The Heideman Group again!
Stephanie Charitonenko

Robert Heideman was recommended by our financial advisor Scott Browne. We were just interested in seeing what our options were to refinance. We ended up with much better terms, and able to complete the process in about 30 days. I wish I would have used the services of the Heideman group for my first mortgage. Everyone was extremely friendly, and quick to respond to any questions.  I feel like we received the best deal for our home. And the process was quick and easy.
Tiffany & Roe White

Robert and his group go beyond in their efforts to use both technology and customer feedback to improve their business. We applied to two top rated mortgage brokers in St. Louis to refinance our home. Before the other company had followed up with me to make sure I even had their application, The Heideman Group’s team had already sent me an easy to follow application, walked me through the entire application process and had ordered the appraisal! Their rates and fees were of course very competitive as well.  I would highly recommend them to any of my friends either buying a new home or refinancing their existing home.
Dave Kosanke

Robert, and his team at The Heideman Group, far exceeded our expectations of the loan process. The service we received made us feel like we were their only client, and the personal attention at every step made the entire experience a pleasure. I will not hesitate to recommend The Heideman Group to everyone I know!
Craig & Mary Maravich

This was the 4th home we’ve purchased and our 2nd time using a VA loan. This experience has, by far, been the best we’ve ever experienced. There are not enough words to describe how enjoyable and pain free this loan process was. Unbelievably fast response time to questions and/or concerns no matter what time. We can’t thank them enough for making this such an excellent experience.
Crystal Meyer

Everything was stress free beginning to end.  Alli was great, very helpful and answered all my questions and addressed any concern very quickly.
Mike Cope

Very nice and professional people who seem like friends.  They always kept in touch with us and kept us informed of how things were going.
Timothy Dickherber

The team at Heideman Group were courteous and did a wonderful job clarifying each step of our refinancing process.  We really appreciate the time Micah took to answer all of our questions.
Greg & Donna Patton
Easy to work with and straight forward explanations.
Dave & Shana Rose
Robert and his team were amazing during our entire home buying process.  It began with Robert working with us last minute to get a pre-approval and the level of service stayed the same throughout our house hunt.  There was constant communication throughout the process, which kept us at ease knowing that everything was being taken care of in a timely manner.  Everyone at the Heideman group was knowledgeable and friendly.  We would recommend using Robert and his team any time you are thinking about buying a house.
Rachel and Tyler Nowell

The experience of buying a home is stressful.  Except the loan process, because The Heideman Group made this stress-free.  A realtor recommended Robert and I’m so glad she did!  I can’t say enough about how great he and his team are.  Thank you!
Kimberly Gurlen

We are always so happy when we work with The Heideman Group.  Our questions are answered quickly and in language that non-banking people understand.
Kara and Matt Glosecki

Very much appreciated Robert’s assistance with the mortgage loan construction process to figure out the best loan combination that fit our particular situation.  Also appreciated that the loan took only 30 days, especially compared to the 45 day or longer processing windows required by many other mortgage lenders.
Stephanie Charitonenko

Working with Robert’s group is like having a concierge.  So much happens in the background but it’s all so easy and straight forward for the client.  I’ve recommended him time and time
Nir & Jessica Chezrony

Robert & his team were extremely professionally, courteous and great to work with. I will be recommending The Heideman Group to anyone needing mortgage services! Thank

Joanna Thomeczek and Joseph Preisser


What a wonderful experience! Robert and the team made the process easy from start to finish!
Matt and Susan Schneider

Everybody was really friendly, and the closing process was easy and short enough, even my 5-month-old could get through it!

Matt & Mary Pentecost


Wonderful organization to work with, very happy with my experience.
Dr. Mohammed Haque

Robert Heideman and this team were phenomenal to work with. The entire process was so smooth and easy and I felt 100% comfortable with their knowledge and recommendations. I would definitely recommend them to friends and family.
Erica Thurston

Robert wrote the initial loan on the purchase of my home, When it came time to review my loan strategy, Robert took the time to offer several options for a refinance. Robert is a true professional and I’d highly recommend him.
Chris & Jaclyn Natsch

Robert seems like a very down to earth guy that is customer service oriented. Being a first time home buyer, I wasn’t exactly sure what to ask or to expect. Robert explained the process and options thoroughly and answered any follow up questions I had while working with him. All in all, it was painless on my end.
Patrick Hagen

The overall contact and communication throughout the mortgage process was superb. The weekly updates kept us in the loop on where we were in the process, and the staff was always very helpful and professional. The customer service was exceptional.
Brad and Melissa Wachler

Delmar Financial and The Heideman Group always provide a personalized and high quality customer experience. I have used The Heideman Group for a new purchase and refinance and had great experiences both times.
Stephanie Bias

We really had no problems with our refinancing of our home by The Heideman Group. They were very professional and kept us updated step by step. Any questions we had were promptly answered. We recommed The Heideman Group to others without any reservation.
Will and Shannon Killeen

Robert closed our loan in 3 weeks. He is a fantastic guy with a vast knowledge of the mortgage business. I will never use a different person for my real estate transactions. Great job again. Robert. Thank you!
Brett & Abbie Millecker


This is my second time refinancing with Robert Heideman, and I couldn’t be happier with the results. Each time, he made sure that he understood what we needed in a loan before starting the process. The communication throughout was excellent, and the ability to sign most documents electronically greatly facilitated the process. I will recommend Robert and his team to anyone I know that is looking to buy a home or refinance their current one.
Tracy Bucholz


I am a relatively new home owner. Robert has been instrumental in making the mortgage process as painless as possible. He truly looks out for your best interest. I would recommend him to anyone.
Jay Scherder


Robert & Allison really care about the whole loan process. They are both a great asset to the Delmar Team. Great Job!!!
Neal Higginbotham


Best of the Best! Would highly recommend to everyone and will use in the future. It couldn’t have been more pleasant and smoother. Excellent every step of the way. Thank you!
Ed & Mary Kintz


Robert and his team were great to work with. They made my ref effortless and the process was a breeze. Robert is a trusted advisor and would recommend him to any of my family & friends. Robert is thorough, timely, personable, and most importantly knowledgeable.
Michael Vassel


This is the second time we have refinanced with The Heideman Group and experienced the same professional, timeliness, and support. The experience was thoroughly enjoyable and streamlined. I can’t wait to refinance again and we never go with anyone other than Robert Heideman.
Garrett & Michelle Allen


Everything ran quick and smoothly. At the same time we didn’t feel rushed or overwhelmed. I would recommend you guys to anyone looking for a mortgage.
Jared Bushor


Your team exceeded expectations. I’ll recommend The Heideman Group to my friends.
Santosh Shinde


The service we got from Robert & Alli was great. Great job. Great experience.
Randy Guenther


This is our second time using Robert Heideman for mortgage services. He is extremely knowledgeable, detail oriented and very professional in his interactions. I would highly recommend him to our friends and family.
Rands, Todd & Christine


Robert and his crew are pros and made my first time home buying experience very easy.
Jose Marin


The Heideman Group is great to work with, they are knowledgeable and quick to respond to any question. They truly hold your hand through the process and keep you up to date to the very end!
Kellock, Dara


We greatly appreciate your amazing follow-up, follow through and efficiency! We also appreciate you always thinking of us when rates go down.
Berg, Ryan & Lauren


This is our third time working with Robert and his staff. Once again they made the process very easy for us. One of the things I like best about working with Robert is the fact that he is very knowledgeable and is always quick with an answer and response. I can trust that he has our best interest in mind and that is what matters most!
Buerck, Cory & Amber


Robert and crew were on top of the process, informing us at every step. We are so grateful for their kind, professional and guidance.
DeGange, Mark & Maria


Robert and his team were efficient, friendly and professional. The refinancing process was quick and painless. I hightly recommend The Heideman Group.
Kishsa Robinson


After months of working with another mortgage company, I was days away from losing my house. My realtor put me with The Heideman Group because she knew they were the only ones who could get the job done. In two weeks, they were able to Approve me and close on my new house. They got things done that the other mortgage company couldn’t do in seven months in only two weeks. I highly recommend this company and can’t thank them enough for being beyond awesome!
Gabrielle Bain


It was a pleasure working with Robert, Jim, Sarah & Alli. While there was the expected paperwork gathering upfront for our refinance, the rest was easy. They were professional and efficient. I really appreciated the weekly status update. We would highly recommend The Heideman Group.
Julie & Albert Froede


Robert and his group were wonderful to work with. As first time homebuyers, he explained the process thoroughly every step of the way. Any problems were quickly resolved with a focus on the solution!
Carrie & Jason Stempin


Overall fantastic! The entire team made process fun, always available to answer questions and very truthful about the market conditions. I even called Robert on a Sunday afternoon and he was doing year work yet he stopped to have a conversation with me. You can tell they care about you.
Jeff & Allison Niermann


We had such a stress-fee and easy process with both the Heideman Group and our realtor. We were very pleased with the constant updates and how quick everything went. I will definitely recommend Robert Heideman to others and will most definitely use him for our next house purchase!
Sam Gorski & Shea Hladnick


I couldn’t have asked for a better experience for the first time I purchased a house. You took an intimidating process and made it easy to understand, uncomplicated and a pleasant experience. The realtor & contractor referred to me were excellent and I look forward to working with you in the future! Thanks again for your help & patience.
Haley Schumacher


My wife and I could not ask for anything better than Delmar Financials. Delmar was the best choice we made. We would definitely recommend them to any friends, family and co-workers.
Kyle & Candice Moore


I can’t speak highly enough of Robert and his group of people.. They thoroughly explain the process from start to finish as well as send video emails to guide you through the step you’re on that day. Courteous, professional and always on call. I refer them to everyone.
Kathy Meyer


Robert and his team were wonderful to work with. He made sure to understand the type of process we wanted so we could be on the same page from the beginning. We will definitely use him again!
Mike & Erin Merkle


The experience was positive from start to finish. Everyone involved with assisting on our refinance were professional and efficient during the entire process. The educational videos were new to our mortgage experience and provided insight into the whole process. We were kept informed and had all questions answered as they came up which resulted in a smooth and fast closing.
Ann Buelow & Nicole Wayland


Best experience we have ever had! Short, sweet, clean & easy! The videos are right on point. Robert and his team are the BEST!
Jim & Diane Mason


Your team was great to work with. I found the tracking lists and organized process especially helpful.
Jackie Geiger


We would like to commend the effort of The Heideman Group. The service that Robert and his team provided was second to none. All of our questions were answered clearly, concisely and in a timely manner, including weekends! We received weekly updates about the progress of our loan and everyone was very courteous. If we are ever in the market for another loan, we will definitely be using the Heideman Group!
Chris & Jaclyn Natsch


The Heideman Group does an amazing job of assisting clients through the mortgage process.
Nicole Young


As a working professional this group worked with me to get the paperwork completed. I have long hours and they made it as convenient as possible. The thing I liked best was frequent and updated communication.
Cheryl Frye


The Heideman Group has restored our faith in customer service. Unfortunately, it isn’t often that we say, “Wow, they are doing it right,” but we have said that time and time again with this group. They have been very professional and timely with all of their communications. Quick to reply and offer advice when needed, and excellent with follow-up and follow-through, which made the process seem less daunting. They have turned a challenging financial situation for us into a manageable one, and for that we are forever grateful. Without hesitation, we would work with them again, and recommend them to anyone seeking a mortgage solution.
Bret & Dinah Gygi


Let me start by saying this is only our second ever home purchase. The process from beginnning to end has been night and day compared to our first experience. Although a big difference in the process was a much better real estate agent, we believe that everything was able to go as smoothly as it did large due to Robert and Delmar Financial’s role. The entire Delmar Financial team was extremely compteten and speedy; because of this we were able to move our close date up by two weeks. This made all the difference in the world as we had already sold our house and had some work to do on the new house. Thanks for making a process that we dreaded into a pleasurable experience! We will definitely recommend Delmar Financial to our friends!
Josh Mooney


This is the second time Robert Heideman has helped us with a loan. He has exceptional peolple skills and never ceases to amaze me with his patience and willingness to help people with the loan process.
Amanda & Adam Schulte


Great response time, east to work with. Will recommend them and use them again!
The Glasson’s


Thank you for making my first loan experience a good one.
Keith Vollmer


Best experience we have ever had! Short, sweet, clean, and easy. The videos are right on point. Robert and his team are the best!
Jim & Diane Mason


Being a first time home buyer and being so young, purchasing a home is a big and scary decision. I heard nothing but horror stories about the loan approval process. Robert, you and your team disproved all those stories and put my mind at ease. Every expectastion I had was exceeded by far and everyone was just so great to work with. Thank you all so much for everything.
Almira Salihovic


I had a great experience with The Heideman Group. They were very efficient and personable.
Toby Trapp


Thank you for your entire team for making my dream of a new home a reality!
Pam Martin


Alli and Robert were very courteous and helped us move quickly through out loan process. The weekly updates let us know the status of our loan and helped keep us on track with providing needed information. It is always a pleasure to work with them.
Lance and Michelle Duvall


Refinancing can be a daunting process. The Heideman Group immediately put us at ease as they clearly and thoroughly talked us through the process. Refinancing our home with The Heideman Group is one of the smartest financial moves we’ve ever made!
Jonathan and Leanna Butterfield


That being said, you have my vote in the “best and most professional mortgage advisor” EVER! Thank you for your service.
Margaret Boxdorfer


Very professional and helpful. This is our second re-fi with Robert and both times I was impressed with the responsiveness of his team and how quickly we were able to close our loan.
Nick and Mimi Johnson


The whole team was always available to answer any questions. That is so helpful and stress-free! I loved the weekly status sheet and liked to see my bar get closer to closing!
Ryan and Ashley Geringer


Very personable, and friendly explaining to a newbie in this type of situation.
Chris King & Stephanie Watts


This was an excellent group to work with. Everyone was kind, punctual, and easy to work with. Excellent customer service and satisfaction!
Andy and Sara Karcher


The whole team was wonderful and very professional. They were fast to respond with any questions or concerns we had. The process was smooth and simple. We would go back to The Heideman Group and Delmar Financial.
Jasmina and Zuki Menkovic

The Heideman Group is a favorite lender of mine.  They have proven to be very effective at understanding what the clients goals are and giving them good information about what they will be able to do given their personal situation.  For the following reasons we feel that they are stronger than most other lenders out there today:  they take the time to meet with clients and review documents up front to ensure that what they tell the client is accurate before they begin looking, they communicate to the client and their agent throughout the process keeping everyone up to date and address any issues promptly, they are responsive even on weekends and holidays, they stand behind what they promise, and my personal favorite…they get everyone to closing in a timely manner.  I have seen this team pull off near impossible feats to get a client to closing after others have dropped the ball.  This is a lender that I would not only use myself, but refer my clients and family to.
Kelly Britt – Keller Williams Realty STL


When first told the process would take under 4 weeks, I was skeptical.  I’m not a skeptic now!  Really appreciated the online process and document sharing. Excellent experience from Day 1 through Closing.
Eric & Kerry Olliff

Robert Heideman is extremely knowledgeable about financing options and how to get deals done.  His staff is efficient and the processes they follow are first class.  Would definitely work with The Heideman Group again!
Stephanie Charitonenko

Robert Heideman was recommended by our financial advisor Scott Browne. We were just interested in seeing what our options were to refinance. We ended up with much better terms, and able to complete the process in about 30 days. I wish I would have used the services of the Heideman group for my first mortgage. Everyone was extremely friendly, and quick to respond to any questions.  I feel like we received the best deal for our home. And the process was quick and easy.
Tiffany & Roe White

Robert and his group go beyond in their efforts to use both technology and customer feedback to improve their business. We applied to two top rated mortgage brokers in St. Louis to refinance our home. Before the other company had followed up with me to make sure I even had their application, The Heideman Group’s team had already sent me an easy to follow application, walked me through the entire application process and had ordered the appraisal! Their rates and fees were of course very competitive as well.  I would highly recommend them to any of my friends either buying a new home or refinancing their existing home.
Dave Kosanke

Robert, and his team at The Heideman Group, far exceeded our expectations of the loan process. The service we received made us feel like we were their only client, and the personal attention at every step made the entire experience a pleasure. I will not hesitate to recommend The Heideman Group to everyone I know!
Craig & Mary Maravich

This was the 4th home we’ve purchased and our 2nd time using a VA loan. This experience has, by far, been the best we’ve ever experienced. There are not enough words to describe how enjoyable and pain free this loan process was. Unbelievably fast response time to questions and/or concerns no matter what time. We can’t thank them enough for making this such an excellent experience.
Crystal Meyer

Everything was stress free beginning to end.  Alli was great, very helpful and answered all my questions and addressed any concern very quickly.
Mike Cope

Very nice and professional people who seem like friends.  They always kept in touch with us and kept us informed of how things were going.
Timothy Dickherber

The team at Heideman Group were courteous and did a wonderful job clarifying each step of our refinancing process.  We really appreciate the time Micah took to answer all of our questions.
Greg & Donna Patton
Easy to work with and straight forward explanations.
Dave & Shana Rose
Robert and his team were amazing during our entire home buying process.  It began with Robert working with us last minute to get a pre-approval and the level of service stayed the same throughout our house hunt.  There was constant communication throughout the process, which kept us at ease knowing that everything was being taken care of in a timely manner.  Everyone at the Heideman group was knowledgeable and friendly.  We would recommend using Robert and his team any time you are thinking about buying a house.
Rachel and Tyler Nowell

The experience of buying a home is stressful.  Except the loan process, because The Heideman Group made this stress-free.  A realtor recommended Robert and I’m so glad she did!  I can’t say enough about how great he and his team are.  Thank you!
Kimberly Gurlen

We are always so happy when we work with The Heideman Group.  Our questions are answered quickly and in language that non-banking people understand.
Kara and Matt Glosecki

Very much appreciated Robert’s assistance with the mortgage loan construction process to figure out the best loan combination that fit our particular situation.  Also appreciated that the loan took only 30 days, especially compared to the 45 day or longer processing windows required by many other mortgage lenders.
Stephanie Charitonenko

Working with Robert’s group is like having a concierge.  So much happens in the background but it’s all so easy and straight forward for the client.  I’ve recommended him time and time
Nir & Jessica Chezrony

Robert & his team were extremely professionally, courteous and great to work with. I will be recommending The Heideman Group to anyone needing mortgage services! Thank

Joanna Thomeczek and Joseph Preisser


What a wonderful experience! Robert and the team made the process easy from start to finish!
Matt and Susan Schneider

Everybody was really friendly, and the closing process was easy and short enough, even my 5-month-old could get through it!

Matt & Mary Pentecost


Wonderful organization to work with, very happy with my experience.
Dr. Mohammed Haque

Robert Heideman and this team were phenomenal to work with. The entire process was so smooth and easy and I felt 100% comfortable with their knowledge and recommendations. I would definitely recommend them to friends and family.
Erica Thurston

Robert wrote the initial loan on the purchase of my home, When it came time to review my loan strategy, Robert took the time to offer several options for a refinance. Robert is a true professional and I’d highly recommend him.
Chris & Jaclyn Natsch

Robert seems like a very down to earth guy that is customer service oriented. Being a first time home buyer, I wasn’t exactly sure what to ask or to expect. Robert explained the process and options thoroughly and answered any follow up questions I had while working with him. All in all, it was painless on my end.
Patrick Hagen

The overall contact and communication throughout the mortgage process was superb. The weekly updates kept us in the loop on where we were in the process, and the staff was always very helpful and professional. The customer service was exceptional.
Brad and Melissa Wachler

Delmar Financial and The Heideman Group always provide a personalized and high quality customer experience. I have used The Heideman Group for a new purchase and refinance and had great experiences both times.
Stephanie Bias

We really had no problems with our refinancing of our home by The Heideman Group. They were very professional and kept us updated step by step. Any questions we had were promptly answered. We recommed The Heideman Group to others without any reservation.
Will and Shannon Killeen

Robert closed our loan in 3 weeks. He is a fantastic guy with a vast knowledge of the mortgage business. I will never use a different person for my real estate transactions. Great job again. Robert. Thank you!
Brett & Abbie Millecker


This is my second time refinancing with Robert Heideman, and I couldn’t be happier with the results. Each time, he made sure that he understood what we needed in a loan before starting the process. The communication throughout was excellent, and the ability to sign most documents electronically greatly facilitated the process. I will recommend Robert and his team to anyone I know that is looking to buy a home or refinance their current one.
Tracy Bucholz


I am a relatively new home owner. Robert has been instrumental in making the mortgage process as painless as possible. He truly looks out for your best interest. I would recommend him to anyone.
Jay Scherder


Robert & Allison really care about the whole loan process. They are both a great asset to the Delmar Team. Great Job!!!
Neal Higginbotham


Best of the Best! Would highly recommend to everyone and will use in the future. It couldn’t have been more pleasant and smoother. Excellent every step of the way. Thank you!
Ed & Mary Kintz


Robert and his team were great to work with. They made my ref effortless and the process was a breeze. Robert is a trusted advisor and would recommend him to any of my family & friends. Robert is thorough, timely, personable, and most importantly knowledgeable.
Michael Vassel