Once we complete your mortgage loan application and you are ready to proceed with your financing with The Heideman Group at Delmar Financial, we will need to collect documentation to verify all the information. This is the “Processing” phase of your loan. Your file will then move to the “Underwriting” phase so we can determine your personal financial situation and loan details meet national underwriting guidelines.
Below you will find a comprehensive document checklist we need you to gather. By being very thorough and detail oriented now, we can ensure an extremely easy and stress-free process, with no surprises at the end. Upon review of the below, you may be asked to provide additional paperwork in order to qualify for the best interest rates and mortgage program. The below should be collected for all people that will be on the loan.
Your personal and financial information will be kept in strict confidence. Delmar Mortgage adheres to standardized privacy policies; we do not share your information with anyone not directly involved in the processing, underwriting, or servicing of your loan. Delmar Mortgage does not rent, share, or distribute your information to any third party and we do not endorse anyone to market to you on our behalf. All communications with you about your loan will include all of our contact information including logo, address and phone number. If you have any concerns whatsoever with your information, please contact us immediately. We are here to help you every step of the way.