The Perfect Loan Process

The Heideman Group has a 109 point checklist that we review on each and every loan our team handles. This ensures nothing slips through the cracks and you receive the best possible service and representation in the industry.

Not all items on the checklist involve the borrower directly. As your Mortgage Advisor, there are times we reach out to your other advisors to ensure the loan strategy we have recommended doesn’t derail a plan one of your other advisors has already created for you.

We review all your documentation and predict what the underwriters might ask for so we can keep you on or ahead of schedule. We review the appraisal according to underwriting guidelines to identify any potential red flags so we can keep you on or ahead of schedule. We review all the numbers and get our final loan figures to the title company early, so we can keep you on or ahead of schedule.

This checklist doesn’t end at the time of closing. Rather, our team keeps working on your file for weeks to ensure you continue receiving the best service. Most likely your loan will get transferred to another loan servicer (a company that sends you monthly statements and collects your monthly payments), and that documentation gets confusing when you receive it at the same time as additional SPAM pieces. One of our checklist items is to contact you one (1) week before your first monthly payment is due to ensure you know exactly where to send your first payment when the time comes.

Through years of refinement, our Perfect Loan Process ensures the most stress-free transaction for you and doesn’t leave any stone unturned.  Contact Us to learn more about our “Perfect Loan Process”.